Biggars In Partnership with V12 Finance

Biggars are delighted to offer our customers a range of finance options provided by V12 Retail Finance.

How To Apply For Finance at Biggars

Finance Options Available from Biggars through V12 Finance
We are very proud to offer you various levels of Finance:
– Classic Credit – 24 Months. APR 15.9% representative – minimum spend £600
– Classic Credit – 36 Months. APR 15.9% representative – minimum spend £600

Add the product to your basket and proceed to checkout
Once at the checkout when it reaches billing options, just select the type of finance you wish to use and input your deposit amount. Our simple finance calculator will give you the details on repayments and overall cost.

Complete a credit application
You will then be redirected to a secure form to complete, sign and submit a credit application.

Your Information
The entire process is completed with V12 Finance and we at no point have access to any of your financial information, nor will we ever ask for it. All we need is an email address and name, and if successful a delivery address to get your new instrument to you!

Credit decision
The lender will then perform a credit check and various other processes culminating in a decision on whether or not to loan.

Pay your deposit
If your credit application is accepted, pay your deposit using a credit or debit card. Upon receipt of this card payment, the credit agreement comes into force.

Sign your Credit Agreement
You will receive an email from V12 to verify your finance option with a digital signature (in-store, you’ll have to sign a paper document).

If you have been successful!
Once you’ve signed the credit agreement, you will be informed the application process is complete. We’ll then be authorised to proceed with your order and get in touch to arrange delivery.

Credit applications are valid for 90 days from acceptance. After delivery, the credit application is added to a settlement file, which is sent to the lender at the end of each working day. Your first repayment will be collected approximately 30 days after you have been settled.

Important Finance Info
Consumer credit service is provided by V12. Biggars Music is not the lender, we are the intermediary introducing you to V12 Retail Finance. V12 is licensed by the Financial Conduct Authority (FCA registration number: 594229). For more information visit